Dirhams & Fils: Effortless Word Writing

You can easily write any amount in Dirhams and Fils by stating the Dirham amount followed by “Dirhams” and the Fils amount followed by “Fils.” For example, 10.50 AED becomes “Ten Dirhams and Fifty Fils.” This guide will show you the simple steps.

Navigating financial transactions, especially when dealing with currencies like the UAE Dirham (AED), can sometimes feel a little daunting. You might find yourself staring at a receipt or a bill and wondering, “How do I write this out in words properly?” It’s a common question, and the good news is that writing amounts in Dirhams and Fils is actually quite straightforward once you know the simple rules. Whether you’re filling out a form, writing a check, or just want to be clear in your personal record-keeping, this guide is here to help. We’ll break it down step-by-step, making it easy for you to master the art of writing Dirhams and Fils in words with confidence.

Understanding the Basics: Dirhams and Fils

The United Arab Emirates Dirham (AED) is the official currency of the UAE. It’s divided into smaller units called Fils. Think of it like dollars and cents, or pounds and pence. One Dirham is made up of 100 Fils. This simple division is key to understanding how amounts are written.

When you see an amount like AED 15.75, the number before the decimal point (15) represents the Dirhams, and the number after the decimal point (75) represents the Fils. So, AED 15.75 is fifteen Dirhams and seventy-five Fils.

It’s important to note that while Fils are the theoretical subdivision, in everyday transactions and official documentation, amounts are usually rounded to the nearest Dirham or half-Dirham. However, for clarity and specific financial reporting, writing out the exact Fils amount is still necessary. The Central Bank of the UAE manages monetary policy, and understanding these denominations is a small but useful part of financial literacy.

The Simple Formula for Writing Amounts

Here’s the core principle you need to remember:

[Dirham Amount in Words] Dirhams and [Fils Amount in Words] Fils

Let’s break this down with examples. We’ll cover how to write out the numbers themselves first.

Mastering Number Words: From Zero to Ninety-Nine

Before we combine Dirhams and Fils, it’s helpful to be comfortable writing out numbers from 0 to 99 in words. This forms the foundation for writing any financial amount.

0-19

0: Zero
1: One
2: Two
3: Three
4: Four
5: Five
6: Six
7: Seven
8: Eight
9: Nine
10: Ten
11: Eleven
12: Twelve
13: Thirteen
14: Fourteen
15: Fifteen
16: Sixteen
17: Seventeen
18: Eighteen
19: Nineteen

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Multiples of Ten (20-90)

20: Twenty
30: Thirty
40: Forty
50: Fifty
60: Sixty
70: Seventy
80: Eighty
90: Ninety

Numbers from 21 to 99

To write numbers between the multiples of ten, you combine the tens word with the single digit word, separated by a hyphen. For example:

21: Twenty-one
35: Thirty-five
48: Forty-eight
59: Fifty-nine
63: Sixty-three
77: Seventy-seven
82: Eighty-two
96: Ninety-six

Writing Dirham Amounts

When writing out a Dirham amount, you’ll focus on the whole number part. Let’s use our formula and practice with some examples.

Example 1: AED 5.00

Here, the Dirham amount is 5. Using our number words, 5 is “Five.” There are no Fils (or zero Fils).

Result: Five Dirhams

Example 2: AED 12.00

The Dirham amount is 12. In words, 12 is “Twelve.” No Fils.

Result: Twelve Dirhams

Example 3: AED 45.00

The Dirham amount is 45. In words, 45 is “Forty-five.” No Fils.

Result: Forty-five Dirhams

Example 4: AED 100.00

For amounts 100 and above, you’ll use the standard number-writing rules. 100 is “One Hundred.”

Result: One Hundred Dirhams

Example 5: AED 250.50

This one has both Dirhams and Fils. First, let’s focus on the Dirhams: 250.

250 is written as “Two Hundred and Fifty.”

So, the Dirham part is: Two Hundred and Fifty Dirhams

We’ll cover the Fils part next!

Writing Fils Amounts

Fils are the fractional part of the Dirham, represented by the two digits after the decimal point. Remember, 100 Fils = 1 Dirham.

When writing Fils, you simply write out the number of Fils in words. If the Fils amount is less than 10, you might need to be careful. For example, 50 Fils is straightforward, but what about 5 Fils?

Example 1: AED 0.50

The Dirham amount is 0, so we can omit “Zero Dirhams.” The Fils amount is 50.

50 in words is “Fifty.”

Result: Fifty Fils

Example 2: AED 0.05

The Dirham amount is 0. The Fils amount is 05. When writing out numbers less than 10, we use the single digit word.

05 in words is “Five.”

Result: Five Fils

Example 3: AED 0.15

The Dirham amount is 0. The Fils amount is 15.

15 in words is “Fifteen.”

Result: Fifteen Fils

Example 4: AED 0.99

The Dirham amount is 0. The Fils amount is 99.

99 in words is “Ninety-nine.”

Result: Ninety-nine Fils

Putting It All Together: Dirhams AND Fils

Now, let’s combine the Dirham and Fils parts using our formula: [Dirham Amount in Words] Dirhams and [Fils Amount in Words] Fils

Example 1: AED 10.50

Dirham amount: 10 (Ten)
Fils amount: 50 (Fifty)

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Result: Ten Dirhams and Fifty Fils

Example 2: AED 23.75

Dirham amount: 23 (Twenty-three)
Fils amount: 75 (Seventy-five)

Result: Twenty-three Dirhams and Seventy-five Fils

Example 3: AED 5.05

Dirham amount: 5 (Five)
Fils amount: 05 (Five)

Result: Five Dirhams and Five Fils

Example 4: AED 150.20

Dirham amount: 150 (One Hundred and Fifty)
Fils amount: 20 (Twenty)

Result: One Hundred and Fifty Dirhams and Twenty Fils

Example 5: AED 300.01

Dirham amount: 300 (Three Hundred)
Fils amount: 01 (One)

Result: Three Hundred Dirhams and One Fil

Note: When the Fils amount is 1, you write “One Fil” instead of “One Fils.” This is a minor grammatical detail but adds polish.

Handling Larger Amounts (Hundreds, Thousands, etc.)

The same principles apply for larger amounts. You just need to be comfortable writing out those larger numbers in words.

Example 1: AED 1,234.56

Dirham amount: 1,234 (One Thousand Two Hundred and Thirty-four)
Fils amount: 56 (Fifty-six)

Result: One Thousand Two Hundred and Thirty-four Dirhams and Fifty-six Fils

Example 2: AED 5,000.00

Dirham amount: 5,000 (Five Thousand)
Fils amount: 00 (Zero)

Result: Five Thousand Dirhams

Example 3: AED 10,500.70

Dirham amount: 10,500 (Ten Thousand Five Hundred)
Fils amount: 70 (Seventy)

Result: Ten Thousand Five Hundred Dirhams and Seventy Fils

A Quick Reference Table

Here’s a handy table to quickly check some common examples:

Amount (AED)	Written Out
1.00	One Dirham
2.50	Two Dirhams and Fifty Fils
15.00	Fifteen Dirhams
20.25	Twenty Dirhams and Twenty-five Fils
78.90	Seventy-eight Dirhams and Ninety Fils
101.00	One Hundred and One Dirhams
500.10	Five Hundred Dirhams and Ten Fils
1000.05	One Thousand Dirhams and Five Fils

Common Pitfalls and How to Avoid Them

While writing Dirhams and Fils is simple, a few common mistakes can pop up:

Forgetting the Hyphen: Always hyphenate compound numbers between 21 and 99 (e.g., twenty-one, not twenty one).
Leaving out “Dirhams” or “Fils”: Be sure to include the currency unit for clarity.
Miswriting Small Fils Amounts: Remember that 05 is “Five Fils,” not “Zero Five Fils.”
Confusing Dirhams and Fils: Always ensure the whole number is addressed as Dirhams and the decimal part as Fils.
Grammar with “Fil”: When the Fils amount is exactly 1, use “One Fil” instead of “One Fils.”

By paying attention to these small details, your written amounts will be perfectly clear and accurate.

Why is This Important?

Knowing how to write currency amounts in words is more than just a formality. It’s crucial for:

Official Documents: Checks, invoices, and contracts often require amounts to be written out in words to prevent fraud and ensure clarity.
Record Keeping: For personal or business budgets, clear written records are invaluable.
Communication: When discussing transactions, especially in writing, using the full word form leaves no room for misinterpretation.
Financial Literacy: Understanding currency denominations is a fundamental part of managing your finances effectively.

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The UAE Central Bank plays a vital role in the nation’s financial stability, and understanding its currency is a step towards greater financial awareness.

Frequently Asked Questions

Q1: What if the amount is exactly AED 50?

A1: If the amount is exactly 50 Dirhams with no Fils, you would write it as “Fifty Dirhams.”

Q2: How do I write AED 0.75?

A2: You would write this as “Seventy-five Fils.” Since there are no Dirhams, you can omit “Zero Dirhams.”

Q3: Is it okay to write “and” between Dirhams and Fils?

A3: Yes, absolutely! The standard format is “[Dirham Amount] Dirhams and [Fils Amount] Fils.” For example, “Ten Dirhams and Fifty Fils.”

Q4: What if there are no Fils, like AED 25?

A4: If there are no Fils (i.e., the amount is exactly .00), you simply write the Dirham amount followed by “Dirhams.” So, AED 25 would be “Twenty-five Dirhams.”

Q5: How do I write AED 100.05?

A5: This would be written as “One Hundred Dirhams and Five Fils.”

Q6: Does it matter if I write “fils” or “fil”?

A6: Yes, it’s a matter of singular versus plural. If the amount is exactly 1 Fil, you write “One Fil.” If it’s 2 or more Fils, you use “Fils” (e.g., “Two Fils,” “Fifty Fils”).

Conclusion

See? Writing amounts in Dirhams and Fils doesn’t have to be complicated at all! By following the simple formula – writing out the Dirham amount, adding “Dirhams,” then adding “and,” writing out the Fils amount, and finishing with “Fils” – you can confidently handle any financial notation. Remember to practice writing out your numbers, and you’ll find yourself doing it effortlessly in no time. This skill is a small but significant step in feeling more in control of your finances and ensuring clarity in all your transactions.